Key Financial Metrics
Return on Assets (ROA)
+0.5%
2.85%
Industry avg: 2.5% | Target: 2.7%
Return on Equity (ROE)
+1.2%
14.5%
Industry avg: 13.5% | Target: 14.0%
Cost-to-Income Ratio
0.0%
52.3%
Industry avg: 55.0% | Target: 50.0%
Non-Performing Loans
+0.3%
3.8%
Industry avg: 3.5% | Target: 3.0%
Recent GL Entries
GL-2026-084721
Posted
Interest Income Accrual
Account: 4100-Interest Income | Date: Jan 15, 2026
+$2,450,000
Posted by: J. Smith | 2 hours ago
GL-2026-084722
Pending Review
Provision for Loan Losses
Account: 5200-Provision Expense | Date: Jan 15, 2026
-$1,850,000
Created by: M. Johnson | 4 hours ago
GL-2026-084723
Posted
Fee Income - Wire Transfers
Account: 4200-Fee Income | Date: Jan 14, 2026
+$485,000
Posted by: S. Williams | 1 day ago
Budget Variance Analysis
Operating Expenses
$125.4M / $128.0M
2.0% under budget | Status: Within Target
Interest Expense
$85.2M / $82.0M
3.9% over budget | Status: Requires Review
Revenue
$285.5M / $275.0M
3.8% over budget | Status: Exceeding Target
Financial Reports Status
Balance Sheet (Q1 2026)
Complete
Generated: January 15, 2026 | Approved by: CFO
PDF Available
Distributed
Income Statement (Q1 2026)
Complete
Generated: January 15, 2026 | Approved by: CFO
PDF Available
Distributed
Regulatory Report (Basel III)
Pending Review
Due: January 31, 2026 | Assigned to: Compliance Team
16 days remaining
Management Information System
Liquidity Report
Daily MIS
125%
LCR
110%
NSFR
Profitability Report
Monthly MIS
$145M
Net Income
14.5%
ROE
Risk Report
Weekly MIS
3.8%
NPL Ratio
14.2%
CET1
Performance Report
Quarterly MIS
52.3%
Cost/Income
2.85%
ROA